Why Crypto Onboarding Still Fails

Every year, millions of people download a crypto app out of curiosity. Most never make it past the first few screens.

The Drop-Off Is Real

For first-time users, the path from "download" to "first trade" is filled with friction. Studies show that 60–90% of new users abandon the process before making a single transaction.

They usually quit at one of these steps:

  • Creating a wallet

  • Writing down (and trying to understand) a seed phrase

  • Figuring out how to fund their wallet

  • Getting lost in settings, gas fees, or KYC

According to TransFi:

  • 60% of drop-offs happen before users even fund their account

  • Average onboarding time is over 12 minutes

  • More than 40% never complete identity verification

The Process Is Too Complex

Traditional onboarding expects users to:

  1. Create a wallet

  2. Secure a seed phrase

  3. Add funds (via crypto or fiat)

  4. Set gas fees

  5. Connect to a dApp

  6. Learn how to trade

That’s too many steps, and every extra screen is a chance for someone to give up.

It's Not Just Confusion, It's Fear

People are interested in crypto. But interest doesn’t equal understanding.

A recent U.S. survey found:

  • 90% of non-crypto users don’t understand the basics

  • 49% say they’re held back by confusion

  • 24% said they quit because the terms were too overwhelming

Words like “seed phrase,” “slippage,” and “bridge” are not intuitive, they’re intimidating.

The Big Picture

Crypto can’t scale without new users, and new users aren’t making it in the door.

They’re curious. They want to participate. But they’re blocked by processes that weren’t built with them in mind.

If we want mainstream adoption, onboarding needs to feel less like homework… and more like opening an app.

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